On Track for the Retirement You Want?

Structured, Chartered financial planning for individuals who have accumulated pensions and investments and want confidence that their future is properly aligned.

Clear retirement roadmaps built around your goals, not guesswork

Tax-efficient strategies designed to protect and grow your wealth

Ongoing advice and structured reviews that adapt as life evolves

One of Warwickshire’s Leading Independent Financial Planning Firms

For more than three decades, we have delivered structured, independent wealth planning to individuals and families who value clarity and long-term direction. Our approach combines technical depth with genuine independence, ensuring every strategy is aligned to your circumstances, not shaped by product bias or short-term thinking.

True

Independence

As Chartered Independent Financial Advisers, we search the entire market for solutions that serve your interests - never constrained by product provider commissions or institutional ties.

Comprehensive Planning

We don't just manage investments. We create integrated strategies encompassing pensions, tax efficiency, estate planning, business succession, and wealth protection.

Ongoing

Partnership

Wealth management isn't a transaction, it's a relationship. We provide continuous support, regular reviews, and proactive guidance as your circumstances evolve.

You’ve Built Wealth. But Is It Working Hard Enough?

Over the years, you have accumulated pensions, investments and savings. On paper, everything looks healthy. But accumulation alone does not create certainty. Without structured oversight, wealth can become fragmented, inefficient and exposed to unnecessary risk.

The real question is not how much you have built, but whether it is properly aligned to your future.

Multiple pensions and platforms with no unified strategy

Investments that may not reflect your true risk tolerance

Tax allowances and opportunities that may be underused

Expert, Chartered, Independent Advice

When it comes to retirement and long-term wealth, structure matters. Advice should be grounded in technical expertise, independence and disciplined process, not product sales or short-term opinion.

Chartered status reflects higher professional standards, stronger governance and a commitment to ongoing development. Independence ensures recommendations are based on suitability, not provider bias.

Chartered financial planners with recognised professional standards

Whole-of-market independence focused on suitability

Disciplined investment processes designed for long-term outcomes

A Clear Plan. A Confident Future.

When your financial arrangements are structured properly, decisions become simpler. You understand where you stand, how your income will be generated and how your wealth supports the life you want to lead.

Planning replaces uncertainty with clarity.

Structure replaces complexity with control.

A unified strategy built around your goals

Sustainable income designed for the long term

Ongoing reviews that keep your plan aligned

Built on Experience. Driven by Discipline.

For more than three decades, we have advised individuals, families and business owners on how to protect and grow their wealth with structure and clarity. Our approach combines Chartered expertise, independent thinking and long-term partnership to deliver financial planning that is considered, deliberate and built to endure.

MPA Wealth & Wealth Plus

MPA Wealth is our most popular and most comprehensive financial management service available from MPA Financial Management, and is available for clients with existing pensions and investments from £100k up to £1M. It is the culmination of years of experience, research, expertise and market insight.

MPA Lite

MPA Lite is an investment plan offering an excellent introduction to financial management for those clients with existing pensions and investments up to £100,000. MPA Lite works by matching your attitude to risk to one of five risk-rated portfolios.

MPA Wills

and Probate

At MPA Financial Management Limited we outsource our Will writing, Lasting Powers of Attorney and Probate Services to Think Wills and Probate based in Knowle, Solihull.

MPA Mortgage

Whether you are moving, buying to let, coming to the end of a fixed-term period or re-evaluating your mortgage, having independent mortgage advice allows you to understand the options available to you.

Equity Release

Equity release allows a homeowner, typically aged over 55, to stay in their home and to have some of the value of their home released to them as cash without moving home.

MPA Care

This is a specialist area where clients want advice on funding for care homes or nursing fees. We have a number of advisers who are authorised in this area which involves investment planning, tax planning and having an of the care fees system.

What Our Clients Say

★ ★ ★ ★ ★

Many thanks for pursuing my enquiry to finally achieve the result I was seeking in a very tight timescale. I very much appreciate your swift response to my request and your persistence in bringing it to a satisfactory conclusion. I have the highest regard for the way in which MPA Financial Management have handled the whole transaction. Thank you.

★ ★ ★ ★ ★

It would be no exaggeration to say that a lucky introduction to Phil McGovern, Managing Director of MPA, has changed our lives. I was desperate to retire from a high-stress profession but, with a substantial part of my pension going backwards with Equitable Life, I felt trapped. With Phil’s advice and assistance I swallowed the penalty and got out, the much-diminished investment being reinvested and managed in such a way that, in three years, it had grown by over 40%. The pension pot created funding income drawdown which, again properly managed and constantly reviewed, has allowed me to retire on a reasonable income. MPA are clearly genuine specialists with meaningful qualifications, long experience and a rare feel for the task coupled with a friendly, jargon-free manner. I have every confidence in their ability to keep a reassuring eye on my future financial well-being.

Michael Ashby

★ ★ ★ ★ ★

I have always known Richard to be the kind of person to make it happen. I have worked with Richard on a number of community projects and found him excellent in a team environment and extremely insightful.

Nigel Peace

Book Your Retirement Readiness Assessment

The Retirement Readiness Assessment is a structured diagnostic session designed to provide clarity on whether your current pensions, investments and income plans are properly aligned to your retirement goals. It offers a clear view of where you stand today, and whether any adjustments are needed to strengthen your long-term position.

Assess the sustainability of your projected retirement income

Identify potential tax inefficiencies or structural gaps

Gain clear direction on whether you are genuinely prepared

Frequently Asked Questions

Find answers to our most frequently asked questions here.

What is the Retirement Readiness Assessment?

The Retirement Readiness Assessment is a structured diagnostic review designed to determine whether your current pensions, investments and income plans are aligned to your long-term retirement goals. It highlights strengths, gaps and potential inefficiencies.

What will be discussed during the session?

We will review your current financial position, retirement timing expectations, projected income needs and tax structure. The aim is to assess sustainability, alignment and overall preparedness.

Is this a commitment to move my investments?

No. The session is an initial review. If improvements are identified, we will explain your options clearly. Any decision to proceed remains entirely yours

Who is this most suitable for?

The Assessment is designed for individuals who have accumulated meaningful pension and investment assets and want clarity on whether they are properly structured for retirement.

How long does the Assessment take?

Typically 45–60 minutes. It is focused, structured and outcome-led.

What happens if I am already on track?

If your arrangements are appropriately structured, we will confirm that. Our role is to provide clarity, not create unnecessary change.

What happens if gaps are identified?

If we identify areas that could be strengthened, we will outline the implications and provide a clear next-step planning process should you wish to proceed.

Why choose a Chartered, independent firm?

Chartered status reflects higher professional standards and technical expertise. Independence ensures advice is based on suitability and long-term planning, not product limitation.